CFO-Level Strategy for Growing Florida Businesses, Without the Full-Time Hire

You’re past the startup phase and the numbers are getting complex. But a full-time CFO costs $200,000 or more before benefits. LiNQ Ventures gives you senior-level financial leadership at a fraction of that cost, working directly with you on the decisions that drive growth, protect cash flow, and position your business for what comes next.

Who It's For

This service is built for business owners generating $1M to $20M in revenue who need senior financial leadership without the full-time price tag. You’re a fit if you’re growing fast but lack clear visibility into your numbers, preparing for a capital raise, acquisition, or business exit, past the point where a bookkeeper or office manager can keep up, in need of financial leadership for a board or lender relationship, or realizing the financial side of the business is lagging behind everything else.

What We Do

• Cash Flow Management. We build and maintain rolling cash flow models so you always know where you stand and what decisions you can afford to make.

• Financial Reporting and Dashboards. We design reporting that gives you the numbers you actually need, presented in a format that makes sense for your business and your stakeholders.

• Budget and Forecast Development. We build annual budgets and rolling forecasts that are grounded in your real operations, not wishful thinking.

• Banking and Lender Relations. We prepare your financials for bank meetings, credit applications, and lender due diligence, and we translate what lenders want to see into plain English.

• Exit Preparation. If a sale is on the horizon, we align your financial infrastructure with what buyers and their advisors will scrutinize during due diligence.

• Strategic Advisory. We participate in key decisions as a financial thought partner, helping you evaluate opportunities, understand risk, and weigh the numbers behind major choices.

Engagement Structure

LiNQ offers fractional CFO engagements on a monthly retainer basis, scoped to your stage and needs. Engagements typically run between 10 and 20 hours per month. We are not a bookkeeping service. We work alongside your existing accounting team or CPA to add strategic depth, not replace operational finance. Retainers typically range from $3,500 to $10,000 per month, depending on scope and complexity.

Let’s Talk About Where Your Business Is and Where It’s Heading

Schedule a no-pressure discovery call. We’ll talk through where you are, what’s keeping you up at night financially, and whether a fractional CFO engagement makes sense for your business right now.

Related services: Business Exit Advisory · Board Advisory · High-Ticket Coaching

Frequently Asked Questions

What is a fractional CFO?

A fractional CFO is a senior finance executive who works with a business on a part-time basis, typically 10 to 20 hours per month, providing strategic financial leadership without the cost of a full-time hire. LiNQ Ventures provides fractional CFO services to Florida business owners generating $1M to $20M in annual revenue.

When should a business hire a fractional CFO?

Most businesses need a fractional CFO when revenue exceeds $1M and the financial side of the business is no longer keeping pace with operations. Common triggers include rapid growth, preparing for a capital raise or acquisition, a leadership gap, or planning an exit within two to five years.

How much does a fractional CFO cost?

Fractional CFO retainers typically range from $3,500 to $10,000 per month depending on scope, business complexity, and hours required. LiNQ engagements are scoped to your stage and needs, with most engagements running between 10 and 20 hours per month.

What is the difference between a fractional CFO and a controller?

A controller manages day-to-day accounting operations, including bookkeeping, payroll, and financial reporting. A fractional CFO operates at the strategic level, focusing on cash flow forecasting, financial strategy, board reporting, and decision support. A controller looks backward at the numbers; a CFO looks forward.

Will a fractional CFO replace my accountant or bookkeeper?

No. A fractional CFO works alongside your existing accounting team or CPA to add strategic depth. We do not provide bookkeeping or tax services. Our role is financial leadership; your CPA or bookkeeper handles operational finance.

How long are fractional CFO engagements?

Engagements typically run 6 to 24 months. Some clients use LiNQ Ventures as interim CFO coverage during a leadership transition; others retain LiNQ as an ongoing partner through an exit event. There is no minimum commitment beyond a month-to-month retainer.

Do you only work with Florida businesses?

LiNQ Ventures is based in Sarasota, Florida, and the majority of our clients are in Southwest Florida, including Tampa, Naples, and Fort Myers. We do work with businesses outside Florida on a case-by-case basis, particularly for remote-friendly engagements, but our primary market and deepest network are in the Sun Belt.